Mortgage Options for Residents
UAE residents can access home loans with up to 80% financing on off-plan properties. Loan terms usually range from 15 to 25 years, and banks offer flexible repayment plans, making it easier for residents to budget for homeownership.

Mortgages for Non-Residents
Non-residents and expatriates can secure up to 75% financing, though stricter requirements may apply. Larger down payments and proof of stable income are often necessary. With proper preparation, owning property in Dubai is a feasible option for expats.

Financing for UAE Nationals
UAE nationals enjoy favorable terms, including up to 85% financing and lower interest rates. Government-backed loan programs further support local buyers, making it easier for Emiratis to invest in Dubai’s real estate market.